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2266 High Rock Rd, Cumberland, VA, 23040

1beds
3baths
2,500sqft
$1,250,000
$500price/sqft
$7,956/moest. monthly cost
$318,240/yrincome needed

About This Home

The Ultimate Equestrian Estate & Premier Horse Training Facility! Nestled on 67 sprawling, fully fenced acres in Buckingham County, this custom property offers a rare combination of equestrian infrastructure and flexible living arrangements. Built in 1998 with extensive recent owner improvements, this income-producing or multi-generational dream features 2 additional cabins with bathrooms, a separate bathhouse with RV hookups, and a 1-bedroom, 1-bathroom apartment with laundry attached directly to the heated indoor arena! Step outside into an equestrian paradise: the facility boasts an expansive indoor arena serviced by propane heat, featuring 4 indoor stalls inside the arena and an additional 9 stalls attached to the outside of the arena. The estate also includes top-tier barns, stables, an irrigation system, and outdoor lighting. For your tools and toys, there is covered storage large enough for an RV and equipment. The entire 67-acre perimeter is secured with fencing, perfectly outfitted for horses, cattle, or livestock. Equipped with a durable metal roof, insulated doors, dual internet connections (Brightspeed DSL & Starlink), and a conventional septic system. Survey/plat is available. Don't miss this unparalleled opportunity to own a turnkey equestrian facility and estate!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Metal
  • Construction materials: Steel,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Other,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Door features: Insulated Doors,Sliding Doors
  • Flooring: Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,500 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 14067
  • Attached to another structure: Yes
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck,Sprinkler/Irrigation,Lighting,Storage
  • Fencing: Electric,Fenced,Full,Invisible
  • Horses can be raised: Yes

Lot

  • Lot size: 69.99 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Finished Garage,Garage,Parking Lot,RV Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hail
Hurricane
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$761$9,132
Property Taxes $635$7,620
Electricity $240$2,889
Total$7,956$95,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,777/yr
40% on housing$238,680/yr
45% on housing$212,160/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 23040$168
Buckingham County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 23040
Buckingham County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$1,250,000
2023-10-03Listing removed--
2023-04-21Price change$899,900
2022-10-04Listed for sale$849,900
2022-10-01Listing removed--
2022-09-08Price change$599,950
2022-08-01Price change$639,950
2022-07-21Price change$649,950
2022-06-30Listed for sale$674,950
2022-06-16Pending sale$674,950
2022-05-25Price change$674,950
2022-03-30Listed for sale$850,000
2022-03-25Listing removed$830,000
2021-11-04Listed for sale$830,000

For Sale by Agent

AgentSarah Graves
BrokerageKeeton & Co Real Estate

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