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670 Baber Cir, Scottsville, VA, 24590

3beds
4baths
4,226sqft
$699,000
$165price/sqft
$4,543/moest. monthly cost
$181,720/yrincome needed

About This Home

This stunning property offers an exceptional blend of comfort, functionality, and privacy, making it the perfect home retreat. Bathed in natural light, the spacious interior provides an inviting atmosphere, highlighting the large windows with a view of mature trees. One of the standout features of this property is the passive solar stone room, which combines function with beauty proudly displaying local stone on the walls and floor. At the heart of the home is a central kitchen, perfect for cooking and gatherings alike. An accessory dwelling complete with its own entrance, kitchen, bath, living area and storage offer even more opportunity and space. There is also a bunk room off the garage that sleeps four and has a full bath. Outside features a large deck and screened gazebo, perfect for hosting get togethers or just relaxing. Two sheds in the side yard (with electricity) provide even more storage or workshop space. With a gated driveway, security system, and security cameras installed, you are offered peace of mind. With generous square footage, multiple bonus rooms, and ample storage spaces you’ll find endless possibilities—perfect for any lifestyle. Don’t miss your chance to make this extraordinary house your home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,226

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,382
  • Total interior livable area: 4,226 sqft

Property

Details

  • Parcel number: 15 32
  • Zoning description: A-1 Agricultural

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 21.11 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Electricity,Garage,Garage Door Opener,Heated Garage,Oversized,RV Access/Parking,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hurricane
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$247$2,964
Property Taxes $355$4,260
Electricity $407$4,884
Total$4,543$54,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,760/yr
40% on housing$136,290/yr
45% on housing$121,146/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 24590$168
Buckingham County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 24590$241
Buckingham County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$699,000
2026-04-16Price change$800,000
2026-03-06Listed for sale$850,000

For Sale by Agent

AgentKATE HERRING
BrokerageHERITAGE REAL ESTATE CO.

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