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211 Taylor Ave, Urbanna, VA, 23175

2beds
2baths
1,192sqft
$329,500
$276price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Charming, bright cottage home located on historic "Cottage Row" corner lot. 2 bedrooms, 2 full baths, Heart of Pine floors, new metal roof, new vinyl siding, central HVAC, town water and sewer... Ample off-street parking, deep lot with a location that is an easy, quick and pleasant walk to shopping, post office, restaurants, the Rappahannock River and Urbanna Creek. "Golf cart friendly town" with amenities including library, pool, playground, shopping, restaurants and marina. Low maintenance and ideal as a year-round home or a weekend get-away.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
7/10
9/10
Middlesex High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1903

Materials

  • Roof: Metal
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Stacked

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bedroom on Main Level,Bay Window,Laminate Counters,Cable TV,Window Treatments
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Vinyl,Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,192

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,192 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 20A1128
  • Zoning description: R

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Front Porch,Porch
  • Exterior features: Porch,Storage,Shed,Unpaved Driveway
  • Fencing: Fenced,Vinyl
  • Waterfront features: Water Access

Lot

  • Lot size: 8,537 sqft

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Coastal Flooding
Cold Wave
Drought
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,666$19,992
Home Insurance *$161$1,932
Property Taxes $172$2,064
Electricity $202$2,433
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 23175$136
Middlesex County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23175
Middlesex County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-03Listed for sale$329,500
2025-10-24Listing removed$359,500
2025-04-08Listed for sale$359,500
2025-02-02Listing removed$375,000
2024-11-22Listed for sale$375,000
2004-12-17Sold$225,000

For Sale by Agent

AgentCraig Hall
BrokerageMason Realty, Inc.

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