607 S Union St, Rock Rapids, IA, 51246
About This Home
You'll feel right at home in this spacious 2,000 sq. ft. ranch-style home situated on two lots with plenty of room to enjoy both inside and out. The main floor features three bedrooms and 1.5 bathrooms, while the finished basement offers a full bath and a non-conforming bedroom for extra flexibility. Gather in the large family room featuring a cozy fireplace and a wall of windows overlooking the patio and expansive backyard. With an attached double garage plus a 24' x 30' detached garage, there's plenty of space for vehicles, hobbies, and storage. This welcoming property offers the space, comfort, and small-town charm you've been looking for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Brick Accent
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,200
- Finished area above ground: 2,090
Heating & Cooling
- Heating features: Forced Air
- Cooling features: 2 Central
Interior Area
- Total structure area: 3,290
- Total interior livable area: 3,290 sqft
Property
Details
- Parcel number: 350000063300000
Features
- Patio & porch: Patio
Lot
- Lot size: 0.58 Acres
- Features: Landscaped,Level,Wooded
Parking
- Total spaces: 4
- Parking features: Attached,Detached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Tornado
- Drought
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance * | $301 | $3,612 |
| Property Taxes | $320 | $3,840 |
| Electricity | $245 | $2,944 |
| Total | $2,661 | $31,932 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $355,000 |
For Sale by Agent
View on Zillow