406 E Main St, Ossian, IA, 52161
About This Home
For Sale by Owner | Open to Offers 406 East Main St, Ossian, IA 52161 -3 Bed, 2 Bath Single Family Home with a 2 stall attached, heated garage with alley access. Has 2 other rooms that can be bedrooms if desired. -Additional office space/room. 3 bedrooms with walk in closets. Upstairs bedrooms have built-in dressers in the walk-in closets. -Main level master bed -Near both Schools in Ossian and on main highway -Natural Hardwood Floors throughout the house -Fresh updated carpet in bedrooms upstairs, closets and basement -Central Vac throughout the whole house -Central Air/ Forced Heat - All appliances included with the home -Shed outback for additional storage -Tons of storage space utilized throughout Please reach out with any additional questions, information, pricing and showings. Serious inquiries only. Nathan Winter 563 379 9079
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Carpet,Concrete,Hardwood,Linoleum / Vinyl
Heating & Cooling
- Heating features: Baseboard,Forced air,Heat pump,Electric,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,550 sqft
Property
Details
- Parcel number: 191137600200
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: Park,City
Lot
- Lot size: 7,492 sqft
Parking
- Total spaces: 4
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
- Drought
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $245 | $2,940 |
| Electricity | $121 | $1,452 |
| Total | $1,603 | $19,236 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $242,500 |
| 2026-04-16 | Listed for sale | $250,000 |
| 2021-06-01 | Sold | $150,000 |
| 2021-04-17 | Pending sale | $149,000 |
| 2021-04-13 | Listed for sale | $149,000 |
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