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11020 N Ruby Ct, Dunlap, IL, 61525

5beds
5baths
4,548sqft
$650,000
$143price/sqft
$5,119/moest. monthly cost
$204,760/yrincome needed

About This Home

Welcome to 11020 N. Ruby Ct.! Situated on a peaceful cul-de-sac, this stunning 5-bedroom, 4.5-bath home with a three-car garage offers more than 4,000 square feet of beautifully finished living space. Step inside to an impressive great room filled with natural light from expansive windows overlooking the fenced-in backyard. A welcoming fireplace creates a warm focal point, making this space ideal for relaxing or entertaining. The adjacent gourmet kitchen has been thoughtfully upgraded with stainless steel appliances, custom cabinetry, sleek countertops, and plenty of space for preparing meals and hosting guests. The main-floor primary suite provides a spacious and private retreat, while a second en suite bedroom upstairs offers additional comfort and privacy. Two more generously sized bedrooms on the upper level provide flexibility for a variety of needs. The expansive finished basement takes entertaining to the next level with a wired media room, stylish bar, additional bedroom, and abundant space for movie nights, game days, hobbies, or gatherings. Recent improvements include new basement carpet, fresh basement paint, a new sump pump and backup sump pump, a new water heater, and new toilets in both primary en suite bathrooms. With its spacious layout, desirable updates, and exceptional cul-de-sac setting, this beautiful home is ready to impress. Schedule your private showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
9/10
Dunlap Middle SchoolGrades 6-83.0 mi
7/10
Dunlap High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom1

  • Level: Main
  • Dimensions: 16ft 8in x 14ft 11in

Bedroom2

  • Level: Upper
  • Dimensions: 19ft 4in x 13ft 11in

Bedroom3

  • Level: Upper
  • Dimensions: 15ft 4in x 10ft 11in

Bedroom4

  • Level: Upper
  • Dimensions: 13ft 5in x 11ft 0in

Bedroom5

  • Level: Basement
  • Dimensions: 16ft 6in x 14ft 11in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Solid Surface Counter,Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 20ft 8in x 19ft 6in

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,811
  • Total interior livable area: 4,548 sqft

Kitchen

  • Level: Main
  • Dimensions: 16ft 0in x 14ft 3in

Laundry

  • Level: Main
  • Dimensions: 9ft 3in x 6ft 1in

Main Level

  • Area: 1917

Other

  • Level: Main
  • Dimensions: 13ft 1in x 11ft 0in

Other

  • Level: Main
  • Dimensions: 16ft 0in x 11ft 9in

Other

  • Level: Basement
  • Dimensions: 14ft 11in x 14ft 11in

Other

  • Area: 1737

Recreation Room

  • Level: Basement
  • Dimensions: 21ft 6in x 16ft 1in

Upper Level

  • Area: 894

Property

Details

  • Parcel number: 0930181011
  • Zoning description: residential

Features

  • Spa features: Bath

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 86 x 150

Parking

  • Total spaces: 3
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$320$3,840
Property Taxes $1,164$13,968
Electricity $349$4,197
Total$5,119$61,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,508/yr
40% on housing$153,570/yr
45% on housing$136,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 61525$156
Peoria County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 61525$129
Peoria County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$650,000
2024-06-14Sold$555,000
2024-04-01Pending sale$549,000
2024-03-15Listed for sale$549,000
2017-07-14Sold$412,250
2017-05-03Price change$439,000
2017-01-10Price change$475,000
2016-11-10Listed for sale$499,900
2013-12-16Sold$489,900
2013-09-17Listed for sale$479,900
2013-04-05Sold$91,000

For Sale by Agent

AgentSara Skolaski
BrokerageeXp Realty

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