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91-1046 Waipaa St, Ewa Beach, HI, 96706

4beds
3baths
1,922sqft
$1,325,000
$689price/sqft
$7,556/moest. monthly cost
$302,240/yrincome needed

About This Home

Welcome to Hoakalei at Ka Makana, one of Ewa Beach's most sought-after communities. This Home offers 4 bedrooms and 3 full baths across 1,922 sq ft. The Home has a Fully Repainted Intiorior and Exterior with a bedroom and full bath on the first floor that flexes for guests, a home office, or multigenerational use. Seller will offer a $10,000 credit to the buyer for a full listing price offer. The kitchen features Corian counters and stainless steel appliances, with tile downstairs, luxury vinyl up, and plush carpet in the bedrooms. Enjoy energy efficiency with 24 Owned PV panels grandfathered into Net Energy Metering (NEM) for full retail credits on solar exported to the grid. Recent upgrades include a new water heater and a whole-home water softening, filtration, and reverse osmosis system. The Home has a VA assumable loan at a low 2.5% interest rate that may be available to qualified buyers. Park with ease in the 2-car garage plus an extra pad. The community offers a pool with cabanas, hot tub, and gas grills, with HOA covering internet, cable, phone, and common area maintenance. A rare blend of comfort, savings, and location.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
7/10
Ewa Makai Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2013

Materials

  • Construction materials: Double Wall,Concrete,Steel Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Carpet,Vinyl

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Property

Details

  • Parcel number: 1911591160000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Landscaping
  • Has view: Yes
  • View description: None
  • Topography of land: Level

Lot

  • Features: Cleared,Other,Level

Parking

  • Total spaces: 3
  • Parking features: Three or more Spaces,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,699$80,388
Home Insurance *$219$2,628
Property Taxes $20$240
Electricity $618$7,427
Total$7,556$90,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,062/yr
40% on housing$226,680/yr
45% on housing$201,493/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$689This listing

vs Other Active Listings

Avg $/sqft

ZIP 96706$603
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96706$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$1,325,000
2026-06-06Listed for sale$1,350,000
2024-06-24Sold$1,230,000
2024-03-08Contingent$1,230,000
2024-02-16Listed for sale$1,230,000
2019-05-10Listing removed$799,999
2019-03-02Price change$799,999
2019-02-10Price change$807,500
2019-01-11Price change$812,999
2018-10-10Price change$815,000
2018-09-20Price change$825,000
2018-08-17Listed for sale$826,500

For Sale by Agent

AgentMoses A Bell Jr.
BrokerageeXp Realty

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