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92-698 Welo St, Kapolei, HI, 96707

5beds
3baths
1,730sqft
$1,375,000
$795price/sqft
$8,406/moest. monthly cost
$336,240/yrincome needed

About This Home

PRICE IMPROVEMENT OF $25,000 PLUS $10,000 CREDIT towards a rate buy-down or closing costs, an added incentive on top of the new price & a rare opportunity to reduce your monthly payment & upfront costs. Space, views, & real energy savings with 27 OWNED NET-METERED photovoltaic solar panels, all in the desirable Phase 2 of the Kahiwelo neighborhood. With its elevated position, you get to watch the world go by & enjoy the breeze from your front lanai, & not to mention the views of the ocean & Diamond Head from both floors. This updated home features vaulted ceilings, 5 bedrooms and 3 full bathrooms; 1 bedroom and 1 full bathroom are located on the main floor, making it great for multi-generational living. The layout flows from the front lanai, through the beautifully tiled living/dining area, to the covered back lanai and fully enclosed backyard, perfect for entertaining. The kitchen, located off the dining area, features quartz countertops & stainless-steel appliances. This home defines island living, yet well positioned near the H-1 corridor, and minutes away from Costco, Target, Ka Makana Ali’i, Kapolei shops & the amenities at Ko Olina.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
3/10
Honouliuli Middle SchoolGrades 6-82.0 mi
5/10
Kapolei High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2012

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Steel Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Full Bath on Main Level
  • Flooring: Carpet,Ceramic Tile

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,730 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 1920470040000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Other

Lot

  • Features: Cleared,Interior Lot

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Two Car Garage,Two Spaces,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$256$3,072
Property Taxes $641$7,692
Electricity $557$6,685
Total$8,406$100,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,205/yr
40% on housing$252,180/yr
45% on housing$224,160/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$795This listing

vs Other Active Listings

Avg $/sqft

ZIP 96707$594
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96707$608
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$1,350,000
2026-06-29Listed for sale$1,375,000
2025-06-12Sold$1,210,000
2025-05-07Contingent$1,199,900
2025-04-13Listed for sale$1,199,900
2025-04-02Listing removed$1,225,000
2025-01-17Listed for sale$1,225,000
2025-01-05Contingent$1,225,000
2024-11-16Listed for sale$1,225,000
2021-01-28Listing removed--
2019-12-20Listing removed$3,600
2019-12-04Price change$3,600
2019-11-26Price change$3,700
2019-11-21Listed for rent$3,850
2019-10-29Sold$850,000
2019-09-22Price change$870,000
2019-07-30Price change$879,000
2019-07-17Price change$889,000
2019-05-30Listed for sale$899,000
2013-03-07Sold$613,634

For Sale by Agent

AgentCarl Arevalo
BrokerageHo'okele Homes

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