17914 S Spirit Lake Shr, Spirit Lake, ID, 83869
About This Home
Escape to your own private waterfront retreat on beautiful Spirit Lake! Currently set up as a 2 bed, 1 bath but it can sleep 8 with the fold out couches. Cabin offers the peace and seclusion that make North Idaho lake living so special. A detached cabin provides the perfect space for guests, a studio, or home office. Enjoy a permitted private dock and a tram system that makes transporting groceries and supplies from the dock to the home easy. Since 2022, the property has been updated with new water plumbing, a water filtration system, and a new water heater. Spend your days boating, fishing, swimming, and relaxing around the campfire surrounded by abundant wildlife and mature trees. Conveniently located just 1.06 miles from Silver Beach Resort, 2.4 miles from Sedlmayer's Resort, and 2.88 miles from the Spirit Lake boat launch, this is the perfect seasonal getaway to enjoy everything Spirit Lake has to offer. Property is boat accessible only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Metal
- Construction materials: Cedar,Frame
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Fireplace
- Flooring: Tile,Laminate,Carpet
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating
- Heating features: Fireplace(s),Electric,Wood,Baseboard
Interior Area
- Total structure area: 1,285
- Total interior livable area: 1,285 sqft
Property
Details
- Parcel number: 53N05W136325 & 53N05W136375
- Zoning: Restricted Res
Features
- Patio & porch: Deck
- Exterior features: Fire Pit,Lighting
- Has view: Yes
- View description: Mountain(s),Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterbody name: Spirit Lake
Lot
- Lot size: 1.88 Acres
- Features: Steep Slope,Irregular Lot,Sloped,Level,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance | $104 | $1,248 |
| Property Taxes | $141 | $1,692 |
| Electricity | $141 | $1,695 |
| Total | $3,040 | $36,480 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $524,900 |
| 2022-03-14 | Pending sale | $449,000 |
View on Zillow