See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

938 livesay Drive, Cortez, CO, 81321

2beds
2baths
1,064sqft
$245,000
$230price/sqft
$1,551/moest. monthly cost
$62,040/yrincome needed

About This Home

Welcome home to this recently renovated, move-in-ready 2 bedroom, 2 bathroom home ideally located at 938 Livesay Dr. in Cortez, Colorado. Thoughtfully updated, this home features beautiful exposed hardwood floors and updated bathrooms, blending classic character with modern comfort. Enjoy the convenience of an attached one-car garage and a location that truly delivers. Just minutes from downtown Cortez, you’re close to shopping, dining, schools, the recreation center, golf course, and hospital. Outdoor enthusiasts will love being only 20 minutes from Phil’s World mountain bike trails and Mesa Verde National Park, offering world-class recreation right in your backyard. Whether you’re looking for a primary residence, investment property, or low-maintenance Colorado home base, this property checks all the boxes with comfort, updates, and an unbeatable location.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Kemper Elementary SchoolGrades K-50.8 mi
6/10
Cortez Middle SchoolGrades 6-81.6 mi
3/10

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Architectural Shingles
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Kitchen Bar,Kitchen/Dining

Features

  • Flooring: Hardwood,Laminate

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 561124336011
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,058 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$68$816
Property Taxes $59$708
Electricity $186$2,232
Total$1,551$18,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,177/yr
40% on housing$46,530/yr
45% on housing$41,360/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$238
Montezuma County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$255,000
2026-01-12Listed for sale$265,000
2024-11-06Listing removed$219,000
2021-11-05Sold$205,000
2021-10-16Contingent$219,000
2021-10-13Listed for sale$219,000

For Sale by Agent

AgentDerek Beckman
BrokerageUnited Country Blue Sky Homes and Land

Similar Homes