318 E Main St, Cortez, CO, 81321
About This Home
Charming Victorian with Flexible Residential and/or business use in downtown Cortez! You'll love the eye-catching character of this delightful property offering 1148 square feet of versatile living and business space.The iconic building blends historic charm with functional updates, making it ideal for a variety of uses. The ground floor is configured as a business, with a reliable paying tenant. The upper level features additional square footage as a cozy apartment with its own private entrance. Perfect for rental income or live/work flexibility. The large covered back porch is another engaging spot for customers to hang out. Located directly on Main St. in the heart of downtown, this well-known spot is in an exceptional location. It enjoys great visibility and walkable access to dining, shopping and local amenities. Out back you will find a large parking lot with space for 10 vehicles--an uncommon and valuable feature in a downtown setting.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1933
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Other,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Stick Built
Interior
Basement
- Has basement: Yes
- Basement: Basement-dug out
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Linoleum,Tile
- Attic: Partially Finished
- Finished area above ground: 1,548
Heating
- Heating features: Space Heater
Interior Area
- Total structure area: 1,548
- Total interior livable area: 1,548 sqft
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 561126125006
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered Porch
- Exterior features: Landscaping
- Has view: Yes
- View description: Mountain(s),Other
Lot
- Lot size: 6,534 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $68 | $816 |
| Electricity | $186 | $2,232 |
| Total | $1,774 | $21,288 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $285,000 |
| 2026-06-10 | Price change | $285,000 |
| 2026-01-24 | Listed for sale | $299,000 |
| 2026-01-20 | Listing removed | -- |
| 2025-10-06 | Price change | $303,000 |
| 2025-09-08 | Listed for sale | $323,000 |
| 2025-09-01 | Listing removed | $330,000 |
| 2025-05-07 | Price change | $330,000 |
| 2024-12-10 | Listed for sale | $335,000 |
| 2023-11-27 | Listing removed | -- |
| 2023-10-17 | Listed for rent | $1,650 |
| 2022-09-27 | Sold | $250,000 |
| 2020-08-04 | Sold | $175,000 |
| 2013-02-15 | Sold | $200,000 |
| 2006-04-27 | Sold | $105,000 |
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