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12427 Road G, Cortez, CO, 81321

0beds
0baths
576sqft
$425,000
$738price/sqft
$2,556/moest. monthly cost
$102,240/yrincome needed

About This Home

This historical property is tucked away in the scenic beauty of McElmo Canyon and bordering acres of BLM land. In Montezuma County, McElmo Canyon is known for the longest growing crop season because of the altitude, location. You can sell your products at the local FARMERS MARKETS. Also, the Canyon is famous for Winery's!!! The fertile, irrigated land offers incredible potential for sustainable enjoyable getaway. The rich soil and generous piped water rights—.40 c.f.s from Rock Creek Ditch (Appropriation Priority No. 1962-1, Ditch 1)— is enough water to nurture a productive garden, mature fruit trees, and grape vines, all yielding a plentiful harvest season after season. NO COVENANTS OR HOA FEES!!! This one-room rustic but charming cabin sits on 3.7 acres perfect place to camp out while building your dream home. Whether you're looking for a peaceful homestead, a weekend getaway, or a place to live closer to the land, this property delivers, tons of room for your family and friends to camp out with RV'S, campers, tents and enjoy the outdoors. The Rustic cabin features a wrap-around covered porch ideal for enjoying the surrounding canyon views. Interior gives you a western theme with the tree post in the center of the great room. you'll find tongue-and-groove walls and ceilings, a kitchen equipped with a propane oven/range, refrigerator, and double sink, along with ceiling fans, a window AC unit, and either a propane heater or electric fireplace for year-round comfort. Additional highlights include a root cellar, useable outbuildings for animals and storage fencing and cross-fencing, and proximity minutes to the 12 mile stretch of Sand Canyon Trailhead for hiking, biking and horseback riding. This could be a great "stop off" place for snacks and boarding a few horses. At the present time domestic water will need to be hauled in but a well permit can be issued for in house use only. Document from District Court, Montezuma County , Court Case No. 98 PR 84 needs to be submitted with the application. A port-a-John would be an option for friends and family, the land’s productivity and natural setting make this a rare and special offering. County has a few restrictions but "no" building permits " except for engineered septic system, electrical and plumbing. Property line in back of home extends past the fence. Lots of potential with this property!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Mesa Elementary SchoolGrades K-512.4 mi
6/10
Cortez Middle SchoolGrades 6-812.6 mi
3/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator

Cooling

  • Cooling features: Ceiling Fan(s)

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Flooring: Other
  • Fireplace features: Angle nook,Free Standing
  • Fireplace: Yes

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 561534200014
  • Attached to another structure: Yes
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck
  • Exterior features: Irrigation Water
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 3.70 Acres
  • Features: Borders Public Land

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Wildfire
Avalanche
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$119$1,428
Property Taxes $102$1,224
Electricity $186$2,232
Total$2,556$30,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,634/yr
40% on housing$76,680/yr
45% on housing$68,160/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$738This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$235
Montezuma County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-05Price change$425,000
2025-07-28Price change$455,000
2025-07-25Price change$465,000
2025-05-20Listed for sale$485,000
2024-10-07Listing removed$485,000
2024-07-08Price change$495,000
2024-04-07Listed for sale$505,000
2023-11-11Listing removed--
2023-08-28Price change$515,000
2023-08-02Price change$525,000
2023-05-27Price change$530,000
2023-02-28Price change$535,000
2022-11-27Price change$545,000
2022-08-29Listed for sale$555,000

For Sale by Agent

AgentJo Ann Cauley
BrokerageCentury 21 West Slope Realty

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