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202 W 8th St, Alta, IA, 51002

2beds
1baths
1,356sqft
$185,000
$136price/sqft
$1,588/moest. monthly cost
$63,520/yrincome needed

About This Home

This property would make a great starter home for any first time home buyers. Two bedrooms and a bathroom located on the main floor, with the potential for a second bathroom to be added in the basement. The back yard features a deck and fenced in area that would be great for gatherings and out door activities. The foundation in the basement has also been repaired/braced in May of 2026 with steel beams. Heating and Central air were replaced in September of 2025.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Alta Elementary SchoolGrades PK-40.2 mi
7/10
3/10
Alta Senior High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: In Basement

Basement

  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 250
  • Finished area above ground: 1,106

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Property

Details

  • Parcel number: 0926308008

Features

  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Strong Wind
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$302$3,624
Property Taxes $230$2,760
Electricity $121$1,452
Total$1,588$19,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,445/yr
40% on housing$47,640/yr
45% on housing$42,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 51002$96
Buena Vista County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 51002$113
Buena Vista County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$185,000
2024-02-28Sold$136,000
2024-01-25Listed for sale$142,900

For Sale by Agent

AgentSpencer Bottorff
BrokerageNorthwest Realty Inc

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