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215 E Filmore St, Winterset, IA, 50273

2beds
2baths
1,148sqft
$225,000
$196price/sqft
$1,730/moest. monthly cost
$69,200/yrincome needed

About This Home

Just listed: Winterset modestly priced ranch-style home. This property features two bedrooms, one full bathroom, and a partial bath located off the laundry room. The home offers easy entry through an enclosed front porch with a closet. The interior includes a large open kitchen and dining area. All kitchen appliances are included. For outdoor living and dining, sliders from the kitchen lead to a large south facing covered patio. There is a main floor laundry with an included washer and dryer. Additional laundry hookups are available in the full unfinished basement. The rear three-car garage (34x22) also provides direct access to the 15x22 three-season porch. between the rear garage and the kitchen. This well-lit 3-season room has two exit doors, a corner cupboard and a closet. The owner is currently offering a generous carpet allowance.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Microwave,Refrigerator,See Remarks,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,See Remarks,Window Treatments
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Property

Details

  • Parcel number: 820000502070000
  • Zoning: res

Features

  • Stories: 1

Lot

  • Lot size: 6,599 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 132

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$182$2,184
Property Taxes $290$3,480
Electricity $121$1,452
Total$1,730$20,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,314/yr
40% on housing$51,900/yr
45% on housing$46,133/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 50273$133
Madison County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 50273$161
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$215,000
2026-06-11Listed for sale$225,000
2022-05-16Listing removed--
2022-05-12Listed for sale$129,900

For Sale by Agent

AgentToni Tindle
BrokerageCovered Bridge Realty

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