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303 2nd St, Sergeant Bluff, IA, 51054

5beds
3baths
2,352sqft
$212,000
$90price/sqft
$1,634/moest. monthly cost
$65,360/yrincome needed

About This Home

Welcome to 303 2nd Street, a beautifully remodeled home offering modern updates, solid craftsmanship, and a great layout in a quiet neighborhood. This 3-bedroom home features brand-new windows, new siding, and all new flooring, giving it a fresh, clean feel from the moment you walk in. The main living spaces are bright and inviting, with updated finishes throughout and a layout that works well for families, first-time buyers, or anyone looking for a move-in-ready home. The exterior has been fully refreshed, and the new windows and siding add curb appeal while improving efficiency. A detached 2-car garage provides secure parking, storage, or workshop space. This home combines modern updates with small-town comfort — a solid, worry-free property ready for its next owner.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Manufactured

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,352 sqft

Property

Details

  • Parcel number: 884730383006

Features

  • Exterior features: Composition,Metal

Lot

  • Lot size: 6,600 sqft

Parking

  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,071$12,852
Home Insurance *$125$1,500
Property Taxes $263$3,156
Electricity $175$2,105
Total$1,634$19,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,022/yr
40% on housing$49,020/yr
45% on housing$43,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 51054$148
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51054$160
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Listed for sale$212,000
2025-04-27Listing removed--
2025-01-21Listed for sale$217,000
2014-12-31Sold$58,000
2014-12-16Pending sale$69,950
2014-11-11Price change$69,950
2014-10-08Listed for sale$75,000

For Sale by Owner

AgentProperty Owner

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