2131 Terrace Pl, Sioux City, IA, 51104
About This Home
If your needing 4 bedrooms, 2131 Terrace Place is the home for you! The Home, completely redone on the inside - NEW paint, NEW flooring, updated full bath, but maintaining the character of an older home, complete with built-ins and original woodwork! Entering the front door, you'll notice the new carpeting and new paint in the living room open to the dining area with all New flooring and paint. The kitchen has all new flooring and paint, kitchen appliances stay! Just off the kitchen is the Main floor laundry room. Off the dining room area you'll find the hallway leading to the two bedrooms on the main and Full bath! Upstairs you'll find a sitting area/play space, two additional large bedrooms - 2nd floor has lots of built-ins and storage space! The backyard with concrete driveway, basketball hoop and great space to play or entertain!
Getting Around
Very Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: None
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Built-in Features
- Finished area below ground: 0
- Finished area above ground: 1,069
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,069
- Total interior livable area: 1,069 sqft
Property
Details
- Parcel number: 894720262012
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch
Lot
- Lot size: 4,356 sqft
- Features: Wooded
Parking
- Parking features: No Garage,Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $778 | $9,336 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $209 | $2,508 |
| Electricity | $121 | $1,452 |
| Total | $1,228 | $14,736 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $159,000 |
| 2026-04-21 | Listed for sale | $165,000 |
| 2022-09-30 | Sold | $400,000 |
| 2017-06-23 | Sold | $48,500 |
| 2017-05-24 | Pending sale | $55,000 |
| 2017-04-19 | Price change | $55,000 |
| 2016-10-26 | Listed for sale | $59,950 |
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