




412 W 2nd St, Sioux City, IA, 51103
About This Home
If you’ve been waiting for something move-in ready with room to add your own value, this is it. This well-cared-for home at 412 W 2nd St. offers a solid start with updates already completed and space to make it your own. Featuring 3 bedrooms and 1 bathroom, this layout provides functional living space with high ceilings that create an open feel throughout. The kitchen includes appliances that stay, including the refrigerator and stove, along with ample storage and natural light that flows into the dining area. Interior updates include modern light fixtures and new tile work in the bathroom, while central A/C adds comfort in those hot summer months. The basement offers an impressive amount of storage space, along with an attached 200 sq ft tuck-under garage. Washer and dryer are included as well, making move-in even easier. Outside, enjoy a freshly painted porch and a low-maintenance yard, along with durable asphalt shingles. Located less than a mile from Hamilton Blvd, this home provides quick access to restaurants, grocery stores, and everyday essentials. In the other direction, you’re just minutes from downtown Sioux City, offering entertainment, events, and more. Schedule your showing to explore the potential this home has to offer. Average utilities are $117 a month. Selling As-Is.
Getting Around
Schools
Construction
Condition
- Year built: 1918
Materials
- Roof: Shingle
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: None
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,176
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,176
- Total interior livable area: 1,176 sqft
Property
Details
- Parcel number: 894729406014
- Zoning: NC.4
- Zoning description: NC.4
Features
- Patio & porch: Porch
Lot
- Lot size: 2,613 sqft
- Features: Retaining Wall
Parking
- Total spaces: 1
- Parking features: Attached,Tuck-Under,Concrete
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $601 | $7,212 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $123 | $1,476 |
| Electricity | $121 | $1,452 |
| Total | $952 | $11,424 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $119,000 |
| 2026-04-21 | Price change | $126,000 |
| 2026-04-02 | Listed for sale | $130,000 |
| 2012-08-20 | Sold | $7,300 |
For Sale by Agent
