See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

458 John St, Sioux City, IA, 51103

2beds
1baths
984sqft
$104,999
$107price/sqft
$865/moest. monthly cost
$34,600/yrincome needed

About This Home

Here's a Two-Story Home which is much bigger than it appears. Must get inside to appreciate the space. You will also appreciate the flat fenced yard too. Inside, you'll find a generously sized living and dining area, perfect for relaxing or entertaining. The standout feature is the surprisingly spacious kitchen—complete with a breakfast bar, abundant cabinetry, and ample counter space. Kitchens of this size are rare at this price point! Convenient main-floor laundry adds to the ease of everyday living. Upstairs, you'll find two comfortable bedrooms and a full bathroom. Whether you're looking for a cozy starter home or a promising investment property, this one has great potential either way. Come check it out, must see inside!

Getting Around

35
WalkingCar-Dependent
23
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

5/10
Loess Hills ElementaryGrades PK-50.6 mi
5/10
West Middle SchoolGrades 6-81.0 mi
3/10
West High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1889

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: 894730238002

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$95$1,140
Property Taxes $119$1,428
Electricity $121$1,452
Total$865$10,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,657/yr
40% on housing$25,950/yr
45% on housing$23,066/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 51103$115
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51103$121
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$113,999
2026-04-01Listing removed$113,999
2025-09-24Price change$113,999
2025-08-13Price change$119,999
2025-05-30Price change$124,999
2025-05-09Price change$127,000
2025-04-21Listed for sale$129,950
2021-01-19Sold$49,999
2020-12-14Listed for sale$49,999

For Sale by Agent

AgentTiffany Pech-Williams
BrokerageCentury 21 ProLink

Similar Homes