415 S Rustin St, Sioux City, IA, 51106
About This Home
This Morningside bungalow would make a great investment opportunity or starter home. It has 2 bedrooms, a full bathroom and an open living and a dining room on the main floor. The 432 sq ft finished attic dormer room upstairs could be used as a 3rd bedroom or a second living room, however with the short vaulted ceiling it is NOT counted as a bedroom or included in total finished sq ft. This home has an unfinished basement, a wood deck in the back, a covered front porch and a partially privacy fenced backyard and a storage shed that is included in the sale. The main water line to the home and the roof were replaced in 2022. This home has a newer high efficacy furnace with central AC. This home is currently rented for $950 per month with long-term tenants who would like to stay.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: None
Basement
- Has basement: Yes
- Basement: Block,Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 864
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 864
- Total interior livable area: 864 sqft
Property
Details
- Parcel number: 19193894734235018
- Zoning: NC.4
- Zoning description: NC.4
- Exclusions: Refrigerator,Stove,clothes washer & dryer belong to the tenant.
Features
- Patio & porch: Deck,Porch
Lot
- Lot size: 5,227 sqft
- Features: Landscaped,Level,Wooded
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $720 | $8,640 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $187 | $2,244 |
| Electricity | $121 | $1,452 |
| Total | $1,140 | $13,680 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Listed for sale | $139,950 |
| 2026-08-12 | Listing removed | -- |
| 2026-07-04 | Price change | $142,500 |
| 2026-06-03 | Listed for sale | $154,950 |
| 2023-07-13 | Sold | $78,000 |
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