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1221 Morningside Ave, Sioux City, IA, 51106

4beds
2baths
1,425sqft
$169,750
$119price/sqft
$1,349/moest. monthly cost
$53,960/yrincome needed

About This Home

This 4-bedroom, 2-bathroom home on Morningside Ave is an excellent opportunity for investors or first-time homebuyers. Home was an income-producing rental, this property is being sold as-is. The home features several recent updates, including new LVP flooring throughout the three-season porch, kitchen, dining room, hallways, upstairs closets, and bathrooms. The bathrooms have been refreshed with new vanities, shower, and tub surround, while the kitchen boasts granite countertops and updated appliances, including a dishwasher and stove. Newer roof, updated electrical and air conditioner. Convenience is key with main-floor laundry in the dining room and additional hookups in the basement. Outside, you will find a fenced-in yard, a one-stall garage in need of some TLC, and additional off-street parking accessible via the back alley. Stop paying rent and start building equity—this home offers a more affordable path to ownership!

Getting Around

61
WalkingSomewhat Walkable
24
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

5/10
Spalding Park ElementaryGrades PK-50.4 mi
7/10
East Middle SchoolGrades 6-81.8 mi
5/10
East High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Rented
  • Laundry features: Main Level

Basement

  • Basement: Shelf

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Eat-in Kitchen,Entrance Foyer
  • Door features: French Doors
  • Finished area below ground: 0
  • Finished area above ground: 1,425

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,425
  • Total interior livable area: 1,425 sqft

Property

Details

  • Parcel number: 894735378012

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 5,227 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $858$10,296
Home Insurance *$134$1,608
Property Taxes $236$2,832
Electricity $121$1,452
Total$1,349$16,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,251/yr
40% on housing$40,470/yr
45% on housing$35,973/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$152
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$164,950
2026-07-06Price change$169,750
2026-06-22Pending sale$170,000
2026-06-16Listed for sale$170,000
2021-06-08Sold$52,000
2005-08-09Sold$32,000

For Sale by Agent

AgentKristie Drent
BrokerageKeller Williams Siouxland

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