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122 Vision Dr, Ruidoso, NM, 88345

4beds
3baths
2,104sqft
$350,000
$166price/sqft
$2,271/moest. monthly cost
$90,840/yrincome needed

About This Home

Versatile three bedroom two bath main house and one bedroom one bath separate guest house. Multiple options with this flexible use property! This can act as an investment property or family needing extra guest space. There is a back deck on the main house and a storage unit in the backyard. Fenced property. Large parking area. Located minutes from Midtown and the Upper Canyon area!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Ruidoso Middle SchoolGrades 6-82.4 mi
4/10
Ruidoso High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Other
  • Year built: 1940

Materials

  • Roof: Metal,Pitched
  • Construction materials: Log Siding,Stone Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Main Level Primary
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,104 sqft

Property

Details

  • Parcel number: 4071065150008000000
  • Zoning: C2
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Chain Link,Front Yard,Perimeter,Partial,Wood
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.26 Acres
  • Features: Level

Parking

  • Parking features: Driveway,Gravel,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$196$2,352
Property Taxes $157$1,884
Electricity $149$1,795
Total$2,271$27,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,862/yr
40% on housing$68,130/yr
45% on housing$60,560/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$164
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$350,000
2025-10-29Price change$375,000
2025-05-04Listed for sale$424,500
2012-10-24Sold--

For Sale by Agent

AgentBrant Hamilton
BrokerageFathom Realty NM

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