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809 Pine St, Allison, IA, 50602

3beds
1baths
1,128sqft
$87,500
$78price/sqft
$758/moest. monthly cost
$30,320/yrincome needed

About This Home

Welcome to 809 Pine Street, a well-maintained and inviting home located in the heart of Allison, Iowa. This property offers a blend of classic charm and practical living, making it an excellent opportunity for homeowners. Inside, you’ll find a functional layout designed for everyday comfort and ease of living. The main living spaces provide a welcoming atmosphere with natural light and a comfortable flow between rooms. The kitchen offers practical workspace and storage, ideal for daily cooking and meal preparation. Bedrooms are well-sized and versatile, accommodating a variety of needs including guest space, home office, or personal retreat. The laundry area is well maintained and positioned for convenient access in the kitchen. The home sits on a manageable lot with outdoor space suitable for relaxing, gardening, or enjoying time outside. A functional exterior and straight forward maintenance make this property an appealing option for a wide range of buyers.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
6/10
North Butler High SchoolGrades 7-129.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Slate

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,128 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0625203010
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 79 x 138

Parking

  • Total spaces: 1
  • Parking features: 1 Stall,Detached Garage
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $442$5,304
Home Insurance *$59$708
Property Taxes $136$1,632
Electricity $121$1,452
Total$758$9,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,988/yr
40% on housing$22,740/yr
45% on housing$20,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 50602$78
Butler County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 50602
Butler County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$79,500
2026-07-10Listed for sale$87,500

For Sale by Agent

AgentEmily O'Connell
BrokerageFoundations Realty

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