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2700 N Shore Dr Unit 306, Clear Lake, IA, 50428

1beds
1baths
796sqft
$159,900
$201price/sqft
$1,174/moest. monthly cost
$46,960/yrincome needed

About This Home

Move-In Ready Condo in The Harborage Pilothouse | Clear Lake, IA Enjoy low-maintenance living with resort-style amenities in this move-in ready 1-bedroom, 1-bath condominium located in the highly desirable Harborage Pilothouse community in Clear Lake. Situated on the third floor with convenient elevator access, this secure-entry condo offers a bright, open-concept floor plan and peaceful north-facing views. The kitchen features newer appliances, including a refrigerator, stove, and dishwasher, along with generous cabinet space and a breakfast bar for casual dining. The open-concept kitchen flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Large sliding glass doors in both the living room and bedroom provide access to your private balcony overlooking the mature trees on the north side of the property. The spacious bedroom includes a large reach-in closet, while the entryway offers additional storage with both a utility closet and a second versatile closet that can be used as a pantry, coat closet, or extra storage. Residents enjoy an exceptional list of community amenities, including: - Indoor & outdoor swimming pools - Indoor hot tub - Community hosting room overlooking the indoor pool - Waterfront outdoor seating area - Harborage Park - Tennis, basketball & sand volleyball courts - Picnic area - Pet area - Shared on-site laundry room - Secure-entry building with elevator access Property Features - 1 Bedroom - 1 Bathroom - Third-floor unit - Secure building with elevator - Private north-facing balcony - Open-concept kitchen, dining & living room - Newer refrigerator, stove & dishwasher - Move-in ready Boat Slip: Boat slip is not included. However, boat slips are often available to rent within The Harborage community. Additional seasonal docking may also be available at the nearby DNR public docks, just a short walk from the building, subject to availability. For Sale By Owner. Seller is also open to trading for land or a house, with cash added either way if needed. For more information or to schedule a private showing, call or text Dean.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
7/10
Garner Elementary SchoolGrades PK-49.8 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 796 sqft

Property

Details

  • Parcel number: 051525218100

Features

  • Exterior features: Brick,Cement / Concrete

Lot

  • Lot size: 1,873 sqft

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$107$1,284
Property Taxes $138$1,656
Electricity $121$1,452
Total$1,174$14,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,251/yr
40% on housing$35,220/yr
45% on housing$31,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 50428$246
Cerro Gordo County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50428$195
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$159,900
2024-12-17Sold$105,000
2021-02-28Listing removed--
2020-03-07Listing removed$1,200
2020-02-18Listed for rent$1,200
2019-10-05Listing removed$900
2019-09-09Listed for rent$900
2018-11-30Listing removed$875
2018-11-02Listed for rent$875
2018-05-22Listing removed$875
2018-04-24Listed for rent$875
2018-02-07Listing removed$280,000
2018-02-01Listed for sale$280,000
2017-07-29Listing removed$189,000
2017-06-03Listed for sale$189,000
2013-10-15Listing removed$118,900
2013-07-26Listed for sale$118,900

For Sale by Owner

AgentProperty Owner

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