406 W State St, Jefferson, IA, 50129
About This Home
Welcome home to this beautifully maintained historic bungalow located on a charming corner lot in the heart of Jefferson. Surrounded by mature trees and just blocks from downtown shopping and dining, this one-level home offers both convenience and character. Step inside to find stunning original woodwork, coffered ceilings, and a formal dining room accented with classic board-and-batten detailing. The cozy living room features a welcoming fireplace, and just beyond it sits an oversized bedroom. The primary bedroom includes its own private en-suite 3/4 bath. A beautiful office space provides the perfect setting for working from home or pursuing creative hobbies. The dry, full-size basement offers excellent potential for future finishing and includes a laundry area and workbench, ideal for projects and storage. New furnace and AC. Outside, a 2-car detached garage with an attached shop provides even more space for tools, toys, and workspace. With its historic charm and unbeatable location close to downtown, this home is truly a rare find. Don't miss your chance—schedule a showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Block
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Family Room
- Level: Main
Features
- Flooring: Laminate,Hardwood,Concrete,Carpet
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 1,405
Full Bathroom
- Level: Main
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,405
- Total interior livable area: 1,405 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Office
- Level: Main
Other
- Level: Main
Utility Room
- Level: Basement
Property
Details
- Parcel number: 1107286003
- Zoning: Residential
- Special condition: Standard
Lot
- Lot size: 8,712 sqft
- Features: Level
- Lot size dimensions: 66 x 132
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Drought
- Hail
- Strong Wind
- Winter Weather
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $167 | $2,004 |
| Electricity | $121 | $1,452 |
| Total | $1,267 | $15,204 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Price change | $159,000 |
| 2026-01-12 | Price change | $169,000 |
| 2025-12-09 | Listed for sale | $180,000 |
| 2025-04-21 | Sold | $135,000 |
| 2025-03-11 | Pending sale | $145,000 |
| 2025-03-05 | Listed for sale | $145,000 |
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