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305 Park St, Reinbeck, IA, 50669

2beds
1baths
1,248sqft
$50,000
$40price/sqft
$449/moest. monthly cost
$17,960/yrincome needed

About This Home

Welcome to 305 Park St in Reinbeck — a 2-bedroom, 1.5-bath home offering 1,248 square feet of living space and a functional layout that gives the next owner a great opportunity to make it their own. The main level includes a living room, dining area, kitchen, and half bath, creating a practical flow for everyday living. Upstairs, you’ll find two bedrooms and the home’s full bathroom. The unfinished basement provides additional storage space and houses the mechanical systems. Outside, the property features a covered front porch and a detached garage, adding both convenience and usability. Located on Park Street, this home is close to local amenities and downtown Reinbeck. This property is move-in ready and ideal for a buyer looking to add personal touches over time.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,248 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 871528235004
  • Zoning: R1-SF
  • Special condition: Standard

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 144

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$42$504
Property Taxes $34$408
Electricity $121$1,452
Total$449$5,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,394/yr
40% on housing$13,470/yr
45% on housing$11,973/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 50669$54
Grundy County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 50669$103
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Price change$85,000
2026-02-04Listed for sale$90,000
2004-07-21Sold$45,000

For Sale by Agent

AgentTravis Ferguson
BrokerageKW 1Advantage

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