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302 6th St, Grundy Center, IA, 50638

2beds
1baths
1,508sqft
$249,900
$166price/sqft
$1,965/moest. monthly cost
$78,600/yrincome needed

About This Home

Nestled in the heart of Grundy Center, this enchanting English cottage is truly one of a kind. With nearly 1,500 square feet of thoughtfully designed living space, this home blends timeless character with modern comfort. From the moment you step through the front door, you are welcomed into a charming enclosed porch—an inviting space to relax and unwind. Inside, the warmth continues with two remarkably spacious bedrooms, a recently remodeled bath, and a formal dining room ideal for gatherings. At the heart of the home lies a stunning, newly designed kitchen featuring top-of-the-line cabinetry, quartz countertops, updated appliances, and a generous island—crafted to inspire both everyday living and entertaining. The lower level, with its tall 8-foot ceilings and completed radon mitigation, offers a blank canvas awaiting your vision. Outside, French doors from the kitchen lead to a private brick patio, perfect for enjoying quiet mornings or evenings under the stars. A one-stall attached garage provides convenience, while recent updates—including a new roof and fresh exterior paint—add to the home’s lasting appeal. Full of charm, character, and care, this rare property is ready to welcome its next chapter. Schedule your showing today and experience the story this home has to tell.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

10/10
7/10
Grundy Center High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Wood
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: One,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,508 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 871712278001
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 70 x 100

Parking

  • Total spaces: 1
  • Parking features: 1 Stall,Attached Garage
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado
Cold Wave
Drought

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$254$3,048
Property Taxes $327$3,924
Electricity $121$1,452
Total$1,965$23,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,371/yr
40% on housing$58,950/yr
45% on housing$52,400/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 50638$135
Grundy County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 50638$105
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$249,900
2026-03-30Pending sale$259,900
2026-02-06Listed for sale$259,900
2025-12-16Listing removed$259,900
2025-10-30Price change$259,900
2025-09-04Listed for sale$265,000
2023-09-26Sold$222,500
2023-08-22Pending sale$220,000
2023-08-09Listed for sale$220,000
2020-12-18Sold$125,000
2020-11-09Pending sale$139,900
2020-10-20Price change$139,900
2020-10-05Price change$155,000
2020-09-15Listed for sale$161,900

For Sale by Agent

AgentMatthew Wikert
BrokerageRe/Max Concepts

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