1107 12th St, Grundy Center, IA, 50638
About This Home
You know what they say: location, location, location! Welcome to this super nice, one-owner ranch home located at 1107 12th St in Grundy Center, IA. This 3-bedroom, stick-built home is ready to impress with its spacious and thoughtfully designed layout. The main floor offers 1,744 finished square feet. As you enter through the front door, you’re greeted by a large formal living area that flows seamlessly into a spacious dining area connected directly to the kitchen—perfect for everyday living and entertaining. Just off the kitchen, you’ll find a convenient laundry room, eliminating the need to go up and down stairs. An attached two-stall garage is located right off the kitchen, adding to the home’s functionality and ease of living. On the opposite side of the home, you’ll find a full bathroom ideal for guests, two generously sized bedrooms, and a primary suite that truly stands out. The primary bedroom features its own ¾ bath, a walk-in closet, and plenty of space for comfort and privacy. The lower level includes a poured concrete foundation and offers a blank canvas for future expansion—perfect for adding additional living space or bedrooms. Ideally located just one block north of Grundy Center Community High School and within walking distance to Town & Country Golf Course, this home sits in a highly desirable area. Contact your favorite local agent today to schedule your showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Free-Standing Range,Refrigerator
- Laundry features: 1st Floor,Laundry Room
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,744 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 871712376015
- Zoning: R-1
- Special condition: Standard
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 142 x 75
Parking
- Total spaces: 2
- Parking features: 2 Stall,Attached Garage,Oversized
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Tornado
- Cold Wave
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $347 | $4,164 |
| Electricity | $130 | $1,561 |
| Total | $2,237 | $26,844 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $310,000 |
| 1990-03-19 | Sold | $6,000 |
View on Zillow