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414 4th St, Dike, IA, 50624

3beds
2baths
1,878sqft
$265,000
$141price/sqft
$1,980/moest. monthly cost
$79,200/yrincome needed

About This Home

Welcome to this charming ranch home just a short walk from DNH schools and offering convenient main-floor living. From the moment you arrive, you'll be impressed by the curb appeal featuring a welcoming front porch. Step inside to a spacious living room filled with natural light, creating a warm and inviting atmosphere for all to gather. The living room is open to the formal dining and adjoins an attractively updated kitchen offering abundant cabinetry, counter space, appliances, center island and eat-in kitchen area. Down the hall, you will find main-floor laundry with a door to access the backyard, a full updated bath and two bedrooms. The other wing of the home offers a 3/4 bath with access to the garage and side entrance while also featuring a generous bedroom with dual closets and sliders to a patio for private enjoyment of the backyard. The storage shed with concrete floor is a bonus. A newer concrete driveway leads to the over-sized garage. Shingles new 2026. This home is beautifully maintained, thoughtfully updated, ideally located, and move-in ready.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

10/10
Dike Elementary SchoolGrades PK-40.1 mi
8/10

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Free-Standing Range,Refrigerator,Washer
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,878 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881505176002
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: irreg

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener,Oversized
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$182$2,184
Property Taxes $319$3,828
Electricity $140$1,681
Total$1,980$23,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,885/yr
40% on housing$59,400/yr
45% on housing$52,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 50624$175
Grundy County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 50624$128
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$265,000
2026-07-30Listed for sale$265,000
2001-08-14Sold$62,500

For Sale by Agent

AgentMichele Henze
BrokerageLockard Realty Company

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