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114 Main St, Holland, IA, 50642

4beds
1baths
1,530sqft
$149,900
$98price/sqft
$1,191/moest. monthly cost
$47,640/yrincome needed

About This Home

Welcome to quiet small town living! This home has been well kept and has had some recent updates to help enjoy the comfort of this home. Some stand out features include the refinished hard wood floors, a two stall garage, and the back yard is completely fenced with a wooden privacy fence. When you walk in this home you are greeted by a large living room that flows simply into the kitchen. With plenty of cabinet and counter space, this kitchen also offers plenty of space to add a dining table or china hutch. The main floor is finished off by a bedroom and the main floor laundry room. Upstairs you will find the remaining 3 bedrooms and large closets. The floors were all just newly refinished to showcase the hardwood floors. Outside is a large fenced in back yard that provides all the space you can utilize to relax and enjoy the outdoors. The double stall garage is situated at the back of the yard with direct access to the alley way. You won't want to miss this great opportunity. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
7/10
Grundy Center High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,530 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881726381019
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 80 x 150

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$156$1,872
Property Taxes $157$1,884
Electricity $121$1,452
Total$1,191$14,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,834/yr
40% on housing$35,730/yr
45% on housing$31,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 50642
Grundy County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 50642$118
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$149,900
2019-10-03Sold$84,900
2019-10-03Listed for sale$84,900
2019-08-24Pending sale$84,900
2019-07-31Listed for sale$84,900
2007-08-10Sold$55,000

For Sale by Agent

AgentCody Johnson
BrokerageKaren Steffes Homes, LLC

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