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803 S Adams St, Wellsburg, IA, 50680

2beds
2baths
1,152sqft
$195,000
$169price/sqft
$1,495/moest. monthly cost
$59,800/yrincome needed

About This Home

"Taking Backups, Call Agent" Fresh updates make this charming 2-bedroom ranch-style home move-in ready! Recent improvements include fresh paint throughout the living room, kitchen, both bedrooms, hallway, breezeway, garage, and basement, giving the entire home a bright, refreshed look. The kitchen also features new light fixtures, adding the perfect finishing touch. The washer, dryer, and freezer are only a few years old, and the updated bathroom is another great bonus. You'll love relaxing in the cozy 3-season room, perfect for enjoying your morning coffee or unwinding after a long day. This home has so much to offer and won't stay on the market long! Schedule your private showing today before it's gone.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Ackley Elementary SchoolGrades K-510.2 mi
7/10
AGWSR Middle SchoolGrades 6-80.2 mi
4/10
AGWSR High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Free-Standing Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: 1st Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Floor Drain,Radon Mitigation System,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Skylight(s)
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,152 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881815429017
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Enclosed
  • Exterior features: Breezeway

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 75 X 138

Parking

  • Total spaces: 1
  • Parking features: 1 Stall
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$204$2,448
Property Taxes $184$2,208
Electricity $121$1,452
Total$1,495$17,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,257/yr
40% on housing$44,850/yr
45% on housing$39,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 50680$59
Grundy County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 50680$78
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$195,000
2026-04-27Listing removed$210,000
2026-04-02Listed for sale$210,000
2023-06-16Sold$189,900
2023-05-25Pending sale$189,900
2023-05-25Listed for sale$189,900

For Sale by Agent

AgentDenise Reents
BrokeragePSB Realty

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