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103 S Clark St, Winfield, IA, 52659

5beds
2baths
1,750sqft
$219,900
$126price/sqft
$1,727/moest. monthly cost
$69,080/yrincome needed

About This Home

Welcoming front porch leads you into the spacious 5 bedroom two story home. Updated kitchen with tiled backsplash, stainless steel appliances, and a pantry. Modern dining room with new flooring, paint, and light fixture opens into inviting living room. Main floor bedroom and full bathroom with washer/dryer. Upstairs offers four additional bedrooms and a full bathroom. Full floored attic ready for your finishing touches. Enjoy the nice sized backyard from your deck. One car detached garage.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Stone/Rock

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Features

  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,750 sqft

Kitchen

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Other

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Other

  • Level: Upper
  • Area: 81
  • Dimensions: 9x9

Other

  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Other

  • Level: Upper
  • Area: 48
  • Dimensions: 6x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 340031618000200

Features

  • Levels: Two
  • Fencing: None

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 64 x 150

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hail
Heat Wave
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$186$2,232
Property Taxes $300$3,600
Electricity $130$1,566
Total$1,727$20,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,211/yr
40% on housing$51,810/yr
45% on housing$46,053/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 52659$129
Henry County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 52659
Henry County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$229,900
2026-01-21Price change$231,900
2025-11-21Price change$234,900
2025-10-04Listed for sale$239,900
2011-09-29Sold$69,900

For Sale by Agent

AgentDanielle Delzell-Cary
BrokerageRE/MAX Real Estate Specialists

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