1215 N McCoy St, Algona, IA, 50511
About This Home
Very nice ranch home located across the street from Garrigan High School. The main level has a beautiful kitchen with appliances & great cabinet space, dining room with door that leads to the spacious deck, living room, spacious primary bedroom with bathroom & large walk in closet, additional bedroom, a 2nd bath and the laundry. The nicely finished lower level offers a large family room, 2 bedrooms and a 3/4 bath. Double attached garage. Great location on this family home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Roof: Shingle
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Cooktop,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,638 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2201204007
Lot
- Lot size: 0.30 Acres
- Lot size dimensions: 99 x 132
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,868 | $22,416 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $431 | $5,172 |
| Electricity | $122 | $1,466 |
| Total | $2,718 | $32,616 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $369,500 |
| 2014-07-15 | Listing removed | $109,900 |
| 2014-06-12 | Listed for sale | $109,900 |
| 2013-06-24 | Sold | $127,000 |
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