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602 E Lucas St, Algona, IA, 50511

3beds
3baths
2,276sqft
$274,500
$121price/sqft
$2,106/moest. monthly cost
$84,240/yrincome needed

About This Home

Very nice 3 bedroom condo located close to churches and downtown. Walk into the main level and you will find a spacious living room with high ceilings, nice eat in kitchen with appliances, a family room with door that leads to the nice deck in the back, primary bedroom with bath & walk in closet with laundry. Walk up the stairs and you will find a spacious family room with wet bar, 2 nice bedrooms and a bathroom. This condo has a double attached garage. Freshly cleaned carpets make this a completely move in ready home!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

--
Bryant Elementary SchoolGrades 1-20.3 mi
9/10
Algona Middle SchoolGrades 5-80.6 mi
4/10
Algona High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Cooktop,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,276 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2202438002

Features

  • Levels: Two

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 132 x 91

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Lightning
Strong Wind
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,388$16,656
Home Insurance *$221$2,652
Property Taxes $328$3,936
Electricity $169$2,037
Total$2,106$25,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,205/yr
40% on housing$63,180/yr
45% on housing$56,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%
16.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 50511$116
Kossuth County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 50511
Kossuth County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$315,000
2025-10-03Price change$329,000
2025-08-22Price change$359,500
2025-07-07Price change$365,000
2025-05-08Listed for sale$375,000
2011-06-30Sold$283,500

For Sale by Agent

AgentThomas Geelan
BrokerageFarm & Home Services

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