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301 W Main St, Riceville, IA, 50466

4beds
2baths
1,979sqft
$359,900
$182price/sqft
$2,604/moest. monthly cost
$104,160/yrincome needed

About This Home

Zero-entry, handicapped accessible four bedroom two bath with 30'x40' insulated and heated garage with oversized doors. Superinsulated home with floor heat, C.A., main-floor laundry, custom oak cabinetry, solid-core doors, and appliances are included. There are 592 square feet of covered wrap-around deck, permanent siding, and some basement finish. Contact agent for your private viewing to make this one-owner property your next HOME!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
6/10
Riceville High SchoolGrades 6-120.6 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Air Filter,Free-Standing Range,Refrigerator,Vented Exhaust Fan,Electric Water Heater
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Floor Drain,Wood,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 114
  • Dimensions: 9'6"x12'

Family Room

  • Level: Basement
  • Area: 253
  • Dimensions: 11'6"x22

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Vaulted Ceiling(s),Ceiling Fan(s),Pantry
  • Fireplace features: None
  • Finished area below ground: 4,674

Heating & Cooling

  • Heating features: Electric,Forced Air,Radiant Floor,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,979 sqft

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 11'8"x18

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 16'3"x12

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0825426014
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck-Wrap Around,Deck,Covered,Wrap Around

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped,Corner Lot
  • Lot size dimensions: 132'x99'

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage,Garage Door Opener,Heated Garage,Oversized,Workshop in Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Winter Weather
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$274$3,288
Property Taxes $364$4,368
Electricity $147$1,771
Total$2,604$31,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,280/yr
40% on housing$78,120/yr
45% on housing$69,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 50466$113
Mitchell County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 50466
Mitchell County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$359,900
2011-12-29Sold$150,000

For Sale by Agent

AgentKevin M Kolbet
BrokerageKolbet Realtors

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