3557 Mill Creek Rd, Owingsville, KY, 40360
About This Home
160-Acre Amish Farm with Multiple Homes, Barns & Business Opportunity. Spanning 160 acres, this exceptional Amish farm offers a rare combination of residential, agricultural, and business potential. The property features three ponds, expansive fields, and a wide array of well-maintained buildings. The main residence is a 3,348 sq. ft. home with six bedrooms and a 1,632 sq. ft. basement, providing ample living space. A second home offers 3 bedrooms, 1,646 sq. ft., and a 1,250 sq. ft. basement, while an additional 2-bedroom apartment is also available. Farm structures include a 60x32 horse barn with a 50x36 extension, 120x42 calf barn, 36x72 tobacco barn, 32x72 tool shed, plus multiple utility sheds (20x32 and 16x32). A massive 72x168 building currently serves as a workshop for constructing small cabins and sheds on-site, creating an excellent business opportunity. The property has water and electric access, with service connected to the cabin/shed workshop. All other structures remain traditional, without interior plumbing or electricity, in keeping with Amish design. This farm provides an outstanding opportunity for multi-family living, farming, livestock, or expanding an existing business—truly a one-of-a-kind property with endless possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Concrete,Exterior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 10
Features
- Eat-in Kitchen
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 5,762
Interior Area
- Total structure area: 5,762
- Total interior livable area: 5,762 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0460000020.00
Features
- Levels: Two
- Exterior features: Garden
- Fencing: Wood,Wire
- Has view: Yes
- View description: Trees/Woods,Mountain(s),Farm
- Horses can be raised: Yes
Lot
- Lot size: 160.66 Acres
- Features: Wooded
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $779 | $9,348 |
| Property Taxes | $1,044 | $12,528 |
| Electricity | $455 | $5,460 |
| Total | $7,334 | $88,008 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-26 | Listed for sale | $1,500,000 |
| 2012-05-04 | Sold | $224,000 |
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