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305 W Thomas St, Martinton, IL, 60951

2beds
1baths
1,003sqft
$149,900
$149price/sqft
$1,246/moest. monthly cost
$49,840/yrincome needed

About This Home

Charming Bungalow, across the street from park. Nice sized yard with mature trees. This inviting home has generous bedrooms, lots of windows, hardwoods throughout, arched doorway and lots of old school built ins. The kitchen is eat-in. Large fenced in back yard leads to MASSIVE 2.5 car garage that is heated and insulated. Large patio with over hang adjacent to garage. This home would be a great starter home or investment property.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Donovan Elementary SchoolGrades PK-54.9 mi
8/10
Donovan Jr High SchoolGrades 6-86.5 mi
4/10
Donovan Sr High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 135
  • Dimensions: 9X15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,003 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 10X18

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 150
  • Dimensions: 10X15

Pantry

  • Level: Main
  • Area: 18
  • Dimensions: 3X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 12161030050000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 50X150

Parking

  • Total spaces: 3
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$172$2,064
Property Taxes $187$2,244
Electricity $130$1,569
Total$1,246$14,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,720/yr
40% on housing$37,380/yr
45% on housing$33,226/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 60951
Iroquois County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 60951
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-05-08Sold$37,500
2019-04-22Pending sale$39,999
2019-04-04Price change$39,999
2019-03-20Price change$49,999
2018-10-23Price change$52,000
2018-09-27Listed for sale$59,900
2016-09-08Listing removed$64,500
2016-06-04Price change$64,500
2016-03-09Price change$66,500
2015-11-21Listed for sale$68,500

For Sale by Agent

AgentRichard Smith
BrokerageSmith's Real Estate Services,

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