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125 W 1st Ave, Clifton, IL, 60927

4beds
2baths
2,015sqft
$280,000
$139price/sqft
$2,236/moest. monthly cost
$89,440/yrincome needed

About This Home

First time offered in over 32 years.. and we think it's absolute perfection. Welcome to the best of both worlds... small town charm in front, peaceful country views in back. Situated on an oversized 1/2 + acre corner lot, this impeccably maintained all brick home is one you'll fall in love with the moment you arrive. A peaceful covered front porch beneath mature shade trees invites you to slow down and stay awhile. Step inside to discover stunning original woodwork, beautiful hardwood floors, pocket doors, oversized trim, and timeless craftsmanship that's becoming increasingly rare. Sunlight pours into the spacious living room before flowing into the charming parlor and formal dining room, creating warm and inviting spaces perfect for everyday living or entertaining. The true centerpiece of the home is the beautifully renovated kitchen. Thoughtfully designed with warm custom cabinetry, soft close drawers, abundant stone countertops, stainless steel appliances, tile backsplash, storage, and room for gathering. Just beyond is an oversized main floor laundry room complete with additional cabinetry and storage, along with a spacious full bath featuring a relaxing soaking tub. Upstairs you'll find four generously sized bedrooms, including a private corner primary suite with a walk in closet, plus a second full bathroom. The full basement provides excellent storage and endless possibilities for hobbies, crafts, or a workshop. Outside is just as impressive. Gorgeous perennial gardens bloom throughout the seasons, while the expansive yard offers room to relax, garden, or simply enjoy the peaceful countryside views. The impressive barn/garage comfortably accommodates more than 2 full sized vehicles and offers pull down attic storage, making it ideal for vehicles, toys, or projects. Homes like this rarely become available. Overflowing with character, impeccably maintained, and perfectly blending historic charm with thoughtful modern updates, this is truly a place you'll be proud to call home. Roof/gutter guards- 2023 Water softener 2021, HVAC downstairs 2013 and upstairs 2019.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
2/10
Central High SchoolGrades 9-121.9 mi
6/10

Construction

Condition

  • Year built: 1895

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Features

  • Door features: 6 Panel Door(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,015 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 160
  • Dimensions: 16X10

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 135
  • Dimensions: 15X9

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 165
  • Dimensions: 11X15

Recreation Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 550
  • Dimensions: 25X22

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 10031770060000
  • Zoning: SINGL
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.57 Acres

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$317$3,804
Property Taxes $350$4,200
Electricity $154$1,859
Total$2,236$26,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,662/yr
40% on housing$67,080/yr
45% on housing$59,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 60927
Iroquois County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 60927
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$270,000
2026-07-17Listed for sale$280,000

For Sale by Agent

AgentKelly Winterroth
BrokerageVillage Realty Inc

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