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403 South St, Crescent City, IL, 60928

2beds
1baths
1,638sqft
$124,900
$76price/sqft
$1,037/moest. monthly cost
$41,480/yrincome needed

About This Home

Welcome to this charming and well-maintained ranch home offering the perfect blend of comfort, functionality, and peaceful small-town living! Featuring 2 oversized bedrooms and 1 full bathroom, this home boasts an inviting open-concept floor plan with a natural flow that's perfect for everyday living and entertaining. The spacious primary bedroom includes a huge walk-in closet, while the large laundry/mudroom provides convenient access to the backyard. Step outside to enjoy the expansive outdoor space featuring a wooden deck, concrete patio with a basketball hoop, playset, storage shed, and plenty of room to relax or entertain. Best of all, the backyard backs up to an open field, offering beautiful views and added privacy. Additional highlights include an attached 1-car garage, covered carport, and all appliances staying with the home, making it truly move-in ready. Major updates provide peace of mind, including a new roof, windows, flooring, and water heater (2014), along with a furnace replaced in 2019. If you've been searching for a home with generous living space, a fantastic backyard, and the charm of small-town living, this one is a must-see. Schedule your private showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Iroquois West High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener Owned
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 260
  • Dimensions: 13X20

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Family Room

  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan,Separate Dining Room
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,638 sqft

Kitchen

  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Laundry

  • Level: Main
  • Area: 84
  • Dimensions: 6X14

Living Room

  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Master Bedroom

  • Level: Main
  • Area: 252
  • Dimensions: 18X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25051370360000
  • Zoning: SINGL
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.46 Acres
  • Features: Mature Trees,Backs to Open Grnd
  • Lot size dimensions: 100x200

Parking

  • Total spaces: 5
  • Parking features: Gravel,Garage Door Opener,Yes,Garage Owned,Attached,Off Street,Driveway,Additional Parking,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$120$1,440
Property Taxes $156$1,872
Electricity $130$1,569
Total$1,037$12,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,554/yr
40% on housing$31,110/yr
45% on housing$27,653/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 60928$173
Iroquois County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 60928
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$124,900
2021-10-12Sold$87,000
2021-08-27Contingent$82,000
2021-08-25Listed for sale$82,000
2019-05-16Listing removed$64,900
2018-11-15Listed for sale$64,900
2017-09-05Listing removed$70,000
2017-06-05Price change$70,000
2017-04-17Price change$74,900
2017-03-13Listed for sale$84,900

For Sale by Agent

AgentDestiney Dangerfield
BrokerageBerkshire Hathaway HomeServices Speckman Realty

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