533 S 4th St, Watseka, IL, 60970
About This Home
This spacious 4-bedroom, 1.5-bath home offers a great blend of classic character and functional space. Featuring mostly original woodwork throughout, the home maintains its charm while offering practical updates, including some vinyl windows for improved efficiency. The layout includes two staircases leading to the second floor, adding both convenience and a unique architectural touch. A finished basement provides additional living space, ideal for a family room, recreation area, or extra storage. Outside, the property includes a 2.5-car detached garage, offering ample room for vehicles, tools, or workshop use. Major mechanicals have been well maintained, including a boiler that is serviced annually, a water heater approximately 4 years old, and a roof approximately 8 years old. Property is open to offers. Sale is subject to approval by the current loan holder. Special financing options may be available through USDA for qualified buyers; contact agent for additional details. With its inviting features, extra space, and solid upkeep, this property is ready for its next chapter. Whether you're looking for a primary residence or an investment opportunity, this Watseka home is worth a look.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Foundation: Block,Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: American 4-Sq.,Other
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Partially Finished,Other,Full
Bedroom2
- Features: Flooring (Wood Laminate),Window Treatments (Blinds,Double Pane Windows)
- Level: Second
- Area: 132
- Dimensions: 11X12
Bedroom3
- Features: Flooring (Wood Laminate),Window Treatments (Blinds,Double Pane Windows)
- Level: Second
- Area: 110
- Dimensions: 10X11
Bedroom4
- Features: Flooring (Wood Laminate),Window Treatments (Blinds,Double Pane Windows)
- Level: Second
- Area: 117
- Dimensions: 9X13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood),Window Treatments (Blinds,Double Pane Windows)
- Level: Main
- Area: 180
- Dimensions: 12X15
Features
- Flooring: Hardwood,Laminate
- Attic: Full,Unfinished
- Finished area below ground: 438
Heating & Cooling
- Heating features: Natural Gas,Steam
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,592
- Total interior livable area: 1,792 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl),Window Treatments (Blinds)
- Level: Main
- Area: 180
- Dimensions: 15X12
Living Room
- Features: Flooring (Hardwood),Window Treatments (Blinds,Double Pane Windows,Some Wood Windows)
- Level: Main
- Area: 288
- Dimensions: 16X18
Master Bedroom
- Features: Flooring (Wood Laminate),Window Treatments (Blinds,Double Pane Windows)
- Level: Second
- Area: 238
- Dimensions: 14X17
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 26052290190000
- Zoning: SINGL
- Special condition: None
Features
- Stories: 2
- Patio & porch: Porch
Lot
- Lot size: 8,850 sqft
- Features: Corner Lot
- Lot size dimensions: 59 X 150
Parking
- Total spaces: 5
- Parking features: Concrete,Garage Door Opener,Garage,Yes,Garage Owned,Detached,Unassigned,Driveway,Owned
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $187 | $2,244 |
| Electricity | $137 | $1,654 |
| Total | $1,234 | $14,808 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $150,000 |
| 2026-03-20 | Listing removed | $164,900 |
| 2025-11-10 | Price change | $164,900 |
| 2025-10-14 | Price change | $169,900 |
| 2025-09-19 | Listed for sale | $174,900 |
| 2021-07-02 | Sold | $139,900 |
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