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205 E Lincoln Ave, Watseka, IL, 60970

4beds
2baths
3,122sqft
$275,000
$88price/sqft
$2,252/moest. monthly cost
$90,080/yrincome needed

About This Home

Step into timeless character with modern updates at 205 E Lincoln Ave in Watseka! Built in 1910, this spacious 3,122 sq ft home offers 4-5 bedrooms and 1.5 baths, providing plenty of room to grow, work from home, or entertain. You'll love the classic curb appeal paired with a welcoming layout and generous living spaces throughout. A 10x15 screened-in porch offers the perfect spot to relax and enjoy the outdoors without the bugs. Recent updates include a brand new roof (2025) and mini-split systems added in recent years, bringing efficient cooling and comfort to this historic home. If you've been looking for a property with character, space, and key mechanical updates already handled-this is one you don't want to miss! Call or text today for your showing.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Glenn Raymond SchoolGrades 1-50.3 mi
7/10
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Stucco,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Prairie,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Purifier Rented,Water Softener,Water Softener Owned,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,In Unit,Laundry Chute,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Wood Frames)
  • Level: Second
  • Area: 195
  • Dimensions: 15X13

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Wood Frames)
  • Level: Second
  • Area: 143
  • Dimensions: 11X13

Bedroom4

  • Features: Flooring (Hardwood),Window Treatments (Wood Frames)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Wood Frames)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Enclosed Porch

  • Features: Flooring (Carpet),Window Treatments (Wood Frames)
  • Level: Main
  • Area: 150
  • Dimensions: 10X15

Features

  • High Ceilings,Beamed Ceilings
  • Door features: French Doors
  • Window features: Screens,Blinds,Wood Frames
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room,Basement
  • Fireplace: Yes
  • Attic: Unfinished
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Zoned

Interior Area

  • Total structure area: 6,244
  • Total interior livable area: 3,122 sqft

Kitchen

  • Features: Kitchen (Island,SolidSurfaceCounter),Flooring (Ceramic Tile),Window Treatments (Wood Frames)
  • Level: Main
  • Area: 288
  • Dimensions: 18X16

Laundry

  • Level: Basement
  • Area: 143
  • Dimensions: 11X13

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds,Wood Frames)
  • Level: Main
  • Area: 405
  • Dimensions: 15X27

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Wood Frames)
  • Level: Second
  • Area: 210
  • Dimensions: 15X14

Sitting Room

  • Features: Flooring (Hardwood),Window Treatments (Wood Frames)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Sun Room

  • Features: Flooring (Carpet),Window Treatments (Wood Frames)
  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 26052320010000
  • Zoning: SINGL
  • Special condition: None
  • Other equipment: Water-Softener Owned,TV-Dish,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Partial

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100x150

Parking

  • Total spaces: 7
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$279$3,348
Property Taxes $343$4,116
Electricity $240$2,881
Total$2,252$27,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,211/yr
40% on housing$67,560/yr
45% on housing$60,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 60970$89
Iroquois County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 60970
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$309,900

For Sale by Agent

AgentJustin Rogers
BrokerageVillage Realty Inc

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