204 N Chicago St, Milford, IL, 60953
About This Home
Welcome to 204 N Chicago St., where small-town charm meets endless potential. This 2,628 sq ft, 5-bedroom, 2-bath, two-story home offers the perfect canvas for your renovation vision. From the moment you step inside, you're greeted by warm natural light, soaring ceilings, and detailed original woodwork that tells a story of craftsmanship from another era. Whether you're dreaming of restoring its rich history or modernizing the space for today's lifestyle, this home has the bones to support it. Outside, the oversized 99x232 lot opens up space for relaxing, playing, or future projects. The detached man cave is ready to entertain with a pool table, kegerator, and wired pergola perfect for summer BBQs or game day gatherings. Located in the desirable Milford School District, this property is ideal for handy homeowners, flippers, or investors looking to bring fresh life to a character-filled home. Your opportunity to own a piece of Milford's charm is right here. As Is Sale Cash or Conventional only due to seller living out of State.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 143
- Dimensions: 11X13
Bedroom3
- Features: Flooring (Hardwood)
- Level: Second
- Area: 204
- Dimensions: 12X17
Bedroom4
- Features: Flooring (Hardwood)
- Level: Second
- Area: 196
- Dimensions: 14X14
Bedroom5
- Features: Flooring (Hardwood)
- Level: Second
- Area: 132
- Dimensions: 11X12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 169
- Dimensions: 13X13
Family Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 208
- Dimensions: 13X16
Features
- 1st Floor Bedroom
Heating & Cooling
- Heating features: Other,Oil
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 2,628
- Total interior livable area: 2,628 sqft
Kitchen
- Features: Kitchen (Pantry-Butler,Pantry-Closet,Pantry-Walk-in),Flooring (Other)
- Level: Main
- Area: 132
- Dimensions: 11X12
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 255
- Dimensions: 15X17
Master Bedroom
- Level: Second
- Area: 132
- Dimensions: 11X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 33152310420000
- Zoning: SINGL
- Special condition: None
- Other equipment: TV-Cable,Ceiling Fan(s)
Features
- Stories: 2
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 66X249
Parking
- Total spaces: 2
- Parking features: Gravel,Driveway,Yes,Owned
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $631 | $7,572 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $156 | $1,872 |
| Electricity | $202 | $2,425 |
| Total | $1,126 | $13,512 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $124,900 |
| 2025-11-26 | Contingent | $139,900 |
| 2025-11-14 | Listed for sale | $139,900 |
| 2014-09-05 | Sold | $9,000 |
| 2010-09-09 | Sold | $80,000 |
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