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102 Front St, Dongola, IL, 62926

5beds
3baths
2,240sqft
$275,000
$123price/sqft
$2,265/moest. monthly cost
$90,600/yrincome needed

About This Home

You will be amazed when you walk in the door of this turn of the century home! Magazine ready updates have been so tastefully executed! Kitchen features quartz counter tops and appears to have been remodeled yesterday. The enclosed portion of the wrap around porch invites you out for morning coffee, evening relaxation or just spend the day there reading your favorite book. The 26x36 building houses an Air BnB but could be an in-law suite or rent it out if that suits you. The other 60x26 storage building on the property is currently being rented for $125 per month but you could use it as your own if you don't want to continue renting it. So many possibilities!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Dongola Elementary SchoolGrades PK-50.4 mi
3/10
Dongola Jr High SchoolGrades 6-80.4 mi
--
Dongola High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 13ft 0in x 14ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 13ft 0in x 16ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 10ft 0in x 16ft 0in

Bedroom4

  • Level: Additional
  • Dimensions: 10ft 0in x 18ft 0in

Bedroom5

  • Level: Additional
  • Dimensions: 9ft 0in x 5ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Replacement Windows
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 14ft 0in

Living Room

  • Level: Main
  • Dimensions: 13ft 0in x 19ft 0in

Main Level

  • Area: 1120

Other

  • Level: Main
  • Dimensions: 13ft 0in x 13ft 0in

Other

  • Level: Main

Upper Level

  • Area: 1120

Property

Details

  • Parcel number: 1400103751

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Features: Corner Lot
  • Lot size dimensions: 103 x 99 x 101 x 79

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Tornado
Winter Weather
Drought
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$440$5,280
Property Taxes $263$3,156
Electricity $172$2,067
Total$2,265$27,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,657/yr
40% on housing$67,950/yr
45% on housing$60,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -10.3%
-10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 62926$113
Union County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62926
Union County$51

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-03Price change$275,000
2025-09-02Listed for sale$290,000
1996-02-06Sold$24,000

For Sale by Agent

AgentDebby J McKibben
BrokerageSHAWNEE HILLS REAL ESTATE, LLC

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