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443 Lake Chelsea Way, Chelsea, AL, 35043

5beds
4baths
2,964sqft
$450,000
$152price/sqft
$3,014/moest. monthly cost
$120,560/yrincome needed

About This Home

Welcome to 443 Lake Chelsea Way in the desirable Chelsea Park community! This beautifully maintained 5-bedroom, 4-bath home offers 2,964 square feet of thoughtfully designed living space. The open-concept floor plan features a spacious living area and a chef's kitchen with stainless steel appliances, a large center island, and abundant cabinetry. A main-level bedroom with a nearby full bath offers excellent flexibility for multigenerational living, guests, or a home office. Upstairs, enjoy a spacious bonus room/den perfect for a media room, playroom, or additional living space. The luxurious primary suite, four well-appointed bathrooms, dedicated laundry room, and two-car garage complete the home. Residents also enjoy access to walking trails, a neighborhood pool, church, and elementary school. Move-in ready and now offered at $450,000!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
10/10
Chelsea Middle SchoolGrades 6-82.9 mi
8/10
Chelsea High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Cathedral/Vaulted,Linen Closet,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room,Gas
  • Fireplace: Yes
  • Attic: Walk-up,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,964

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Heat Pump
  • Cooling features: Central Air,Dual,Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,964 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 089313003053.000
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: In Ground,Community
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Features: Interior Lot,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking (MLVL),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$251$3,012
Property Taxes $157$1,884
Electricity $331$3,979
Total$3,014$36,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,337/yr
40% on housing$90,420/yr
45% on housing$80,373/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 35043$217
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35043$167
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$450,000
2026-07-15Price change$465,000
2026-06-16Listed for sale$485,000
2013-11-22Sold$275,060

For Sale by Agent

AgentAngela Harris
BrokerageKeller Williams Realty Vestavia

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