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3974 S Meridian Rd, Meridian, CA, 95957

4beds
3baths
2,428sqft
$699,900
$288price/sqft
$4,965/moest. monthly cost
$198,600/yrincome needed

About This Home

If you love living by the river and a property with amazing views, here is an attractive residential property with room to farm, ready to inspire new beginnings. The living room, a central gathering space, features a comforting fireplace, perfect for serene evenings. Built-in shelves offer elegant display opportunities, while the combination of high ceilings and vaulted ceilings, creates an expansive and airy atmosphere. Culinary endeavors are elevated in the kitchen, highlighted by a large kitchen island, providing ample workspace and serving potential. Shaker cabinets offer clean lines and practical storage, complemented by a stylish backsplash and a convenient kitchen bar. A well-placed stovetop awaits creative meals and an expansive pantry answers all the storage options. Within the private quarters, each bedroom boasts the convenience of an ensuite bathroom, creating serene personal retreats. The primary bathroom, designed for relaxation and efficiency, includes a double vanity for expansive counter space, a luxurious tile tub for indulgent soaks, and a walk-in shower for refreshing experiences. Beyond the interior spaces, this attractive property is nestled in a rural area, offering a tranquil setting with a captivating mountain view. The open floor plan enhances the sense of spaciousness, allowing for versatile arrangements. Practical considerations are met with a dedicated laundry room and a convenient shed for additional storage. An inviting porch extends the living space outdoors, providing a pleasant spot for repose, while each bedroom features a walk-in closet for organized living. This attractive property promises a harmonious blend of thoughtful design and inspiring surroundings, ready to enrich your daily existence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Robbins Elementary SchoolGrades K-816.0 mi
7/10
Sutter High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding,Wood

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Plumbed,Dishwasher,Microwave
  • Laundry features: Laundry Room,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Bar,Space in Kitchen

Features

  • Flooring: Linoleum,Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,428 sqft

Kitchen

  • Features: Other Counter,Kitchen Island,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Sunken Tub

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 021050048000
  • Zoning description: AG
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: River Access,River Front

Lot

  • Lot size: 19 Acres
  • Features: Shape Regular

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$400$4,800
Property Taxes $506$6,072
Electricity $520$6,247
Total$4,965$59,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,228/yr
40% on housing$148,950/yr
45% on housing$132,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 95957$208
Sutter County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 95957$502
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$750,000
2026-03-12Listed for sale$798,000
2021-02-05Sold$699,000
2021-01-17Pending sale$699,000
2020-10-02Listed for sale$699,000

For Sale by Agent

AgentConnie Coughlin
BrokerageShowcase Real Estate

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