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879 NW MILO TERRACE, Lake City, FL, 32055

4beds
3baths
2,832sqft
$593,990
$210price/sqft
$4,403/moest. monthly cost
$176,120/yrincome needed

About This Home

Welcome to 879 NW Milo Ter, Lake City, FL 32055—a beautifully remodeled, peaceful retreat offering the perfect escape from city life. Nestled on over 5 acres in the quiet countryside of Columbia County, this charming 4-bedroom, 2.5-bath home blends modern comfort with serene rural living. Completely remodeled from top to bottom, this home features an open floor plan filled with natural light, creating a warm and inviting atmosphere throughout. The spacious layout is ideal for both everyday living and entertaining. The kitchen opens seamlessly to the family room and showcases an expansive center island, stainless steel appliances (included), and ample counter and cabinet space. Each bedroom is generously sized, offering flexibility for family, guests, or a home office. The primary suite provides comfort and privacy, while the additional bedrooms are bright and well-appointed. Outside, enjoy wide-open space, privacy, and endless possibilities—perfect for relaxing, gardening, or simply enjoying the quiet beauty of country living. If you’re seeking a beautiful and peaceful home away from the hustle and bustle, this move-in-ready property delivers space, style, and tranquility. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Summers Elementary SchoolGrades PK-56.6 mi
4/10
Lake City Middle SchoolGrades 7-86.0 mi
3/10
Columbia High SchoolGrades PK,9-128.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Washer Hookup

Bathroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Open Floorplan
  • Flooring: Laminate,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,340
  • Total interior livable area: 2,832 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 083S1602032108
  • Zoning: 00
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other,Storage
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 5.04 Acres
  • Features: Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,003$36,036
Home Insurance *$429$5,148
Property Taxes $686$8,232
Electricity $285$3,420
Total$4,403$52,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,960/yr
40% on housing$132,090/yr
45% on housing$117,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$167
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$593,990
2026-06-24Price change$594,990
2026-05-07Price change$599,990
2026-03-11Price change$604,990
2026-01-31Listed for sale$609,990
2025-11-11Listing removed$619,990
2025-10-15Listed for sale$619,990
2025-07-24Sold$301,000
2010-06-15Sold$235,000

For Sale by Agent

AgentLoukas Masouras
BrokerageREALTY ONE GROUP MVP

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