1954 Moran Dr, Frederick, MD, 21702
About This Home
Welcome home to this well-maintained 4-bedroom, 3.5-bath Colonial located in the sought-after Clover Ridge community. From the moment you walk into the impressive two-story foyer, you’ll notice the care and updates throughout the home. Oak hardwood floors, a cozy gas fireplace, and a functional, updated kitchen create a comfortable layout that works equally well for everyday living or entertaining guests. The walk-up basement provides excellent potential for future living space, a home gym, rec room, or storage. Out back, enjoy a fully fenced yard along with a patio and pergola that make a perfect setup for relaxing evenings or weekend gatherings. Conveniently located near schools, shopping, dining, downtown Frederick, and major commuter routes, this move-in ready home offers space, updates, and a location that’s hard to beat.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2014
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Asphalt,Batts Insulation,Concrete,Other,Shingle Siding,Stone,Vinyl Siding
Other
- Builder name: Dree Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Double Oven,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
- Laundry features: Upper Level
Basement
- Area: 750
Basement
- Has basement: Yes
- Basement: Full,Finished,Heated,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Crown Molding,Dining Area,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall
- Window features: Double Pane Windows,Screens,Transom,Window Treatments
- Flooring: Carpet,Ceramic Tile,Hardwood,Wood
- Finished area below ground: 750
- Finished area above ground: 2,358
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Programmable Thermostat,Electric
Interior Area
- Total structure area: 3,108
- Total interior livable area: 3,108 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1102588659
- Zoning: RESIDENTIAL
- Special condition: Standard,Third Party Approval
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Patio
- Exterior features: Extensive Hardscape,Flood Lights
- Fencing: Picket,Back Yard,Vinyl
Lot
- Lot size: 10,019 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $1,023 | $12,276 |
| Electricity | $395 | $4,751 |
| Total | $4,738 | $56,856 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $675,000 |
| 2020-07-01 | Sold | $450,000 |
| 2020-05-19 | Pending sale | $440,000 |
| 2020-05-15 | Listed for sale | $440,000 |
| 2020-03-23 | Listing removed | $2,600 |
| 2020-02-27 | Listed for rent | $2,600 |
| 2014-09-22 | Sold | $395,515 |
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