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10633 Nathaniel Way, New Market, MD, 21774

4beds
4baths
2,266sqft
$500,000
$221price/sqft
$3,448/moest. monthly cost
$137,920/yrincome needed

About This Home

Welcome to this beautifully maintained home in one of the most sought after active adult 55+ communities in the area, offering the ease of main level living combined with spacious flexible living areas throughout. Designed for both comfort and convenience, this home features a bright open floor plan that creates an inviting flow between the living, dining, and kitchen spaces, making everyday living and entertaining feel effortless. The main level owner’s suite provides a peaceful retreat with a spacious layout and luxury full bath, while the main level also includes the laundry room, guest bath, and direct access to the outdoor patio for relaxing mornings or quiet evenings outside. Upstairs, you’ll find two generously sized additional bedrooms, a full bath, and a versatile loft area perfect for a home office, reading nook, hobby space, or even a stylish entertaining bar area. The finished lower level adds exceptional additional living space with a large family room, full bath, an additional bedroom, and a dedicated theater room that can easily remain as the perfect movie space or be converted back to fit a buyer’s needs. Whether used for recreation, hobbies, guests, fitness, or additional storage, the lower level offers endless flexibility. An attached garage and private driveway add everyday convenience and practicality year round. Beyond the home itself, residents enjoy an active lifestyle with community events throughout the year along with access to the community pool during the summer months. Located just minutes from Historic Downtown Frederick, this home offers easy access to award winning restaurants, boutiques, shopping, parks, golf courses, and major commuter routes while still enjoying the charm and peaceful surroundings of New Market. This property presents a rare opportunity to enjoy low maintenance living, flexible space, and an active lifestyle in a highly desirable location. Photos may be virtually staged

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Oakdale Elementary SchoolGrades PK-51.3 mi
8/10
Oakdale Middle SchoolGrades 6-81.3 mi
7/10
Oakdale High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Other
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Ice Maker,Refrigerator,Washer,Water Heater,Electric Water Heater

Basement

  • Area: 1454

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Entry Level Bedroom,Kitchen - Gourmet,Pantry,Recessed Lighting,Upgraded Countertops,9'+ Ceilings
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,266

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,720
  • Total interior livable area: 2,266 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1109588311
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$109$1,308
Property Taxes $523$6,276
Electricity $288$3,464
Total$3,448$41,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,217/yr
40% on housing$103,440/yr
45% on housing$91,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 21774$224
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21774$229
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$500,000
2026-06-17Listed for sale$525,000
2025-03-25Listing removed$465,500
2025-02-28Listed for sale$465,500
2011-04-06Sold$239,565

For Sale by Agent

AgentSarah Reynolds
BrokerageKeller Williams Realty

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