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3434 Humphrey St, Saint louis, MO, 63118

4beds
3baths
2,394sqft
$455,000
$190price/sqft
$3,406/moest. monthly cost
$136,240/yrincome needed

About This Home

3434 Humphrey Street where old world meets new and improved! With solar panels to cut down on utility bills and back yard with a spa like feel this Tower Grove East Brown stone has everything you will need. From a 2 car detached garage, walking distance from local restaurants, easy access to major highways and just minutes from downtown events. This elevated two story has a full landscaped front yard, a covered front porch and large trees to keep you shaded from the sun. The refinished wood floor greet you down the entry hall - to the left is the airy living room which enters the dining room and is anchored by a spacious kitchen with a center island, granite counter tops and plenty of space to host and visit with company. Pictures don't do this home justice - move fast or it will be too late.

Getting Around

90
WalkingVery Walkable
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

7/10
Froebel Elementary SchoolGrades PK-50.7 mi
4/10
Carnahan MiddleGrades 61.2 mi
1/10
Roosevelt High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1908

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Asphalt,Flat,Rubber
  • Construction materials: Block,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Gas Range,Refrigerator
  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Concrete,Storage Space,Sump Pump,Unfinished,Walk-Up Access

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 150
  • Dimensions: 15x10

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,High Speed Internet,Historic Millwork,Kitchen Island,Shower
  • Door features: Panel Door(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Decorative,Dining Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,394

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 2,394
  • Total interior livable area: 2,394 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 14900000901
  • Special condition: Standard
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: Heated,In Ground,Sport
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Balcony,Entry Steps/Stairs,Lighting,Rain Gutters
  • Fencing: Gate,Perimeter,Wood
  • Frontage length: 30

Lot

  • Lot size: 3,833 sqft
  • Features: Back Yard,City Lot,Few Trees,Landscaped,Rectangular Lot
  • Lot size dimensions: 30 x 127

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access,Covered,Detached,Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$534$6,408
Property Taxes $390$4,680
Electricity $182$2,193
Total$3,406$40,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,777/yr
40% on housing$102,180/yr
45% on housing$90,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$106
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$465,000
2026-01-01Listing removed$459,000
2025-09-21Price change$459,000
2025-09-06Price change$469,000
2025-08-06Listed for sale$479,000
2025-08-05Listing removed$490,000
2025-07-18Price change$490,000
2025-06-27Listed for sale$500,000
2021-06-22Sold--
2021-04-26Pending sale$439,900
2021-04-22Listed for sale$439,900
2021-04-13Listing removed--
2021-04-07Listed for sale$439,900
2012-02-10Sold--
2009-09-08Sold--
2007-12-04Sold--

For Sale by Agent

AgentTerry M Guempel
BrokerageReeceNichols Real Estate

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