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8227 Orcas Loop NE, Lacey, WA, 98516

2beds
2baths
1,905sqft
$699,900
$367price/sqft
$4,429/moest. monthly cost
$177,160/yrincome needed

About This Home

Welcome to Jubilee - the 55+ Community with Golf Course views! Here is where you experience resort-style living! This spacious floor plan (Bainbridge Model) is 1,905sf is located adjacent to the Links HP Golf Course on the 10th fairway. 2bd & 2bth with a bonus home office/library/craft room. This open concept home is perfect for one and for guests and entertaining. Your kitchen is equipped with beautiful stainless steel appliances & a French door refrigerator with gorgeous granite counter tops and lots of storage. Living room has a gas fireplace and the Dining Room accesses the spacious back patio and overlooks the golf course. The main bathroom comes with a "Safe Step Walk In Tub." The Primary room has a large ensuite bathroom with a walk-in shower, dual sinks, tons of storage and leads into your walk-in closet/dressing room with built in closet organization. You will also appreciate the energy-saving solar panels! Living in Jubliee includes in its HOA fees: salt water beach access, clubhouse, gym, pool, tennis & pickleball courts, as well as front yard maintenance. A one year home warranty is also provided. $250 solar panel tranfer fee to buyer

Getting Around

0
WalkingCar-Dependent
23
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

7/10
5/10
Salish Middle SchoolGrades 6-81.3 mi
4/10
River Ridge High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2013

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2013

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas,Solar (Unspecified)

Interior Area

  • Total structure area: 1,905
  • Total interior livable area: 1,905 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 52930122700
  • Zoning: MD
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Golf Course,Territorial
  • Topography of land: Level

Lot

  • Lot size: 5,000 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Gas Available,High Speed Internet,Irrigation,Patio,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$163$1,956
Property Taxes $578$6,936
Electricity $149$1,793
Total$4,429$53,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,851/yr
40% on housing$132,870/yr
45% on housing$118,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 98516$299
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98516$300
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$699,900
2012-10-26Sold$429,885

For Sale by Agent

AgentAl Eckroth
BrokeragePNW Towns and Sound

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