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16199 SHELLCRACKER Road, Jacksonville, FL, 32226

5beds
3baths
2,504sqft
$649,000
$259price/sqft
$4,896/moest. monthly cost
$195,840/yrincome needed

About This Home

Welcome to Black Hammock Island-a nature lover's retreat and boaters paradise. Situated on over half an acre and boasting 55 ft of tidal creek frontage, this property offers quick and easy access to the River, Intracoastal and the Atlantic ocean! Step into this beautifully updated, custom built waterfront home where modern upgrades meet serene views. Recently refreshed from top to bottom, this 5 bed/3 bath POOL home features a stunning new kitchen with sleek finishes including quartz countertops and tasteful backsplash, stainless steel appliances, eat in dining plus breakfast bar, and a large walk in pantry. The lower level was built for entertaining featuring a cozy family room, a dedicated office with french doors, plus an addt'l bedroom that would make the perfect mother in law suite or space for overnight guests. Upstairs you will be greeted by 4 additional bedrooms with walk in closets- including the primary suite that offers gorgeous views of Nassau River. Step outside into your backyard oasis, fish right off your dock or choose to launch your boat or canoe. Splash around in your salt water pool, or soak in your hot tub, this home offers it all! With the new flooring and fresh paint throughout, renovated baths, convenience of upstairs and downstairs laundry, and home has been wired for a whole house generator, don't miss this rare opportunity to own a turn key canal front property with all of the upgrades already done for you-just move in and start living the Black Hammock lifestyle you've been dreaming of. Enjoy the Friday night food trucks, community events such as holiday hayrides, golf cart poker runs, and so much more. NO HOA. Amenities include a community center with pickle ball courts, tennis courts, playground and softball fields with a short commute to grocery stores, restaurants and shopping, highways, schools, hospitals, naval bases and JIA. Don't miss out, schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Oceanway SchoolGrades 6-89.9 mi
2/10
First Coast High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2017

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Lower Level,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,His and Hers Closets,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,504 sqft

Property

Details

  • Parcel number: 1596650311

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Salt Water
  • Patio & porch: Covered,Patio
  • Exterior features: Boat Ramp - Private,Dock
  • Has spa: Yes
  • Spa features: Private
  • Has view: Yes
  • View description: Canal,River
  • Has water view: Yes
  • Water view: Canal,River
  • On waterfront: Yes
  • Waterfront features: Canal Front,Navigable Water,River Access

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Gated,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Wildfire
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$418$5,016
Property Taxes $946$11,352
Electricity $251$3,023
Total$4,896$58,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,862/yr
40% on housing$146,880/yr
45% on housing$130,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$240
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$649,000
2026-02-23Price change$699,900
2026-01-08Price change$725,000
2025-09-17Listed for sale$750,000
2023-03-03Sold$645,000
2023-02-08Pending sale$665,000
2022-12-13Price change$665,000
2022-11-14Listed for sale$675,000
2016-04-14Listing removed$149,000
2016-03-03Listed for sale$149,000
2016-01-14Sold$55,000
2002-10-28Sold$20,000

For Sale by Agent

AgentTIFFANY BRADDOCK
BrokerageJASON MITCHELL REAL ESTATE FLORIDA, LLC.

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